Ayushman Bharat Yojana Apply Online: Free Rs 5 Lakh Medical Treatment

The Ayushman Bharat Yojana is a big health insurance program in India. It helps families get free medical treatment worth up to ₹5 lakhs every year. The good news is that making your Ayushman card is now super simple. You can apply for it online from your home using your phone or computer. In this article, I’ll guide you step-by-step on how to apply, who is eligible, what documents you need, and the benefits of this scheme.

What is Ayushman Bharat Yojana?
Key Features of Ayushman Bharat Yojana
Eligibility Criteria
- For Rural Areas:
- For Urban Areas:
Documents Required
Step-by-Step Process to Apply Online
Benefits of Ayushman Bharat Yojana
FAQs

What is Ayushman Bharat Yojana?

The Ayushman Bharat Yojana, started in 2018, is a health scheme to help people from economically weaker sections. It covers costs like hospital stays, surgeries, medicines, and more. To use these benefits, you need the Ayushman Card, which lets you get free treatment at approved hospitals all over India.

Key Features of Ayushman Bharat Yojana

Feature	Details
Launch Year	2018
Benefit Amount	₹5 Lakhs per family per year
Coverage	All over India
Pre-existing Diseases	Covered from day one
Eligibility	Based on SECC 2011 and specific criteria
Website	pmjay.gov.in

This scheme targets more than 10 crore families, covering rural and urban poor.

Eligibility Criteria

To apply for the Ayushman Bharat Yojana, you need to meet certain conditions:

For Rural Areas:

Your family should be listed in the SECC 2011 database.
Your household shouldn’t have an adult male member between 16 and 59 years old.
Families with disabled members are eligible.
If your family is landless and earns by doing manual labor, you qualify.
Tribal or Scheduled Caste families can also apply.

For Urban Areas:

People working in informal jobs like domestic helpers, rickshaw pullers, or street vendors are eligible.
Construction workers and sweepers can also apply.

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Documents Required

You need these documents to apply for Ayushman Bharat Yojana:

Aadhaar Card
Ration Card
Mobile Number
Address Proof

Make sure to have these documents scanned and ready when applying online.

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Step-by-Step Process to Apply Online

Here’s how you can apply online for the Ayushman Bharat Yojana step by step:

Step 1: Visit the Official Website

Go to the official website of Ayushman Bharat Yojana or download the Ayushman Bharat App from the Google Play Store.

Step 2: Login/Register

Click on “Login” and enter your mobile number.
Verify it by entering the OTP sent to your phone.

Step 3: Check Eligibility

Enter your name, Aadhaar number, or ration card details to see if you are eligible.
You can also use your mobile number linked to the database to check.

Step 4: Complete e-KYC

Do an Aadhaar-based e-KYC verification.
Confirm your identity using an OTP or biometric authentication.

Step 5: Upload Documents

Upload your photo and required documents like your Aadhaar and ration card.

Step 6: Submit the Application

Review all the details and submit your application.
Once approved, your Ayushman Card will be generated. You can download it directly from the website or app.

Benefits of Ayushman Bharat Yojana

The Ayushman Bharat Yojana provides several benefits to families:

1. Free Healthcare Services

Your family can get free treatment worth up to ₹5 lakhs every year.
It covers costs for medical care, surgeries, and even daycare procedures.

2. Large Network of Hospitals: You can access treatment at public and private hospitals that are part of this scheme.

3. No Age or Gender Limits: The scheme includes all family members, regardless of their age or gender.

4. Covers Pre-existing Conditions: You don’t have to worry about past health issues; treatment for these is covered from the start.

5. Hassle-Free Process: The process is cashless and paperless, so you don’t need to carry money or extra documents to the hospital.

6. Benefits Across India: You can use the scheme at any registered hospital, no matter where you are in India.

FAQs

Q1. How can I apply for Ayushman Card online?

To apply online, visit the official Ayushman Bharat website or app. Follow the step-by-step guide mentioned above to complete the application process.

Q2. What is the cost of making an Ayushman Card?

The Ayushman Card is issued free of cost. However, private agents may charge a nominal fee for additional services.

Q3. Can I apply without Aadhaar?

No, Aadhaar is mandatory for e-KYC verification during the application process.

Q4. How can I check my eligibility for Ayushman Bharat?

You can check your eligibility on the Ayushman Bharat website by entering your name, Aadhaar card, or ration card details.

Q5. What diseases are covered under this scheme?

The scheme covers more than 1,500 medical conditions, including surgeries, critical illnesses, and treatments like cancer and heart diseases.

Q6. Can I update my details after applying?

Yes, you can update your details by logging into the Ayushman Bharat portal and requesting a correction.

With this step-by-step guide, applying for the Ayushman Bharat Yojana online is now simple and hassle-free. Just follow the instructions carefully and have your documents ready to ensure a smooth process. Don’t miss out on the benefits of this scheme—secure the health and well-being of your family today!

Author Profile

Admin: "DHE Admin" is an experienced writer with over 6 years of expertise in covering government schemes, recruitment, exams, and job updates. As the founder of DHEScholarship.org.in, they are committed to providing accurate and trustworthy information to help readers stay informed and make well-informed decisions.